Buying a home is a big decision, and one of the first choices you’ll have to make is whether to go for a ready-to-move property or an under-construction project. Both options come with their own advantages and drawbacks.

Pros and Cons of Ready-to-Move Homes

Pros:

  1. Instant Availability – No delay! You can move in the moment you finalize the purchase.
  2. No Delays in Construction – As the house is already constructed, there is no possibility of project delays.
  3. See What You Get – You can actually go and see the property, and examine the quality, design, and environment before deciding.
  4. Instant Rental Income – If you’re buying for investment, you can start earning rental income immediately.

Cons:

  1. Higher Price – Ready-to-move homes are generally more expensive than under-construction properties.
  2. Limited Customization – Since the property is already built, you can’t make changes to the layout or interiors.
  3. Older Construction – Depending on the market, a ready home may not include the newest designs or contemporary amenities.

Pros and Cons of Buying an Under-Construction Home

Pros:

  1. Flexible Payment Terms – Projects under construction such as Urban Skyline Phase 2 in Ravet provide payment flexibility where you can pay in installments instead of a lump sum.
  2. Festival Discounts & Offers – Developers tend to give appealing discounts and offers on the yet-to-be-completed properties, making them cheaper.
  3. Modern Amenities – Newer projects come with the latest features like eco-friendly systems, smart home technology, and luxury amenities.
  4. Tax Benefits – Homebuyers can claim tax benefits under sections 80C and 24(b) for home loans taken for under-construction properties.
  5. Urban Skyline Phase 2 is RERA-approved, ensuring quality construction, transparency, and timely possession.
  6. Urban Skyline Phase 2 is well-connected with major roads, IT parks, and day-to-day facilities.

Cons:

  1. Waiting Period – Unlike ready homes, you have to wait until construction is completed to move in.
  2. Market Risks – If the developer faces delays, your project could be postponed. However, with RERA approval, this risk is lower.
  3. Uncertain Final Look – You’ll rely on brochures and sample flats, and the final product might have minor variations.

Final Thoughts

If you want a house urgently and are willing to pay zero risks for delays, a ready-to-move house is a good option. But if you want better affordability, modern amenities, and tax benefits, an under-construction project such as Urban Skyline Phase 2 in Ravet is an excellent value proposition.

Finally, the best option is your budget, requirements, and future investment plan. Whether ready-to-move or under construction, ensure you invest in a reliable, RERA-approved project for a safe and rewarding home-buying experience.